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About Us


Southwest Georgia Bank

SGB is the primary subsidiary of Southwest Georgia Financial Corporation.  SGFC is a public company whose stock is listed on the NYSE with the ticker symbol SGB.  The bank provides comprehensive banking, insurance and investment services throughout its footprint.  The bank has operations in Colquitt, Baker, Worth, Lowndes and Tift counties in South Georgia.  

The leadership team at SGB includes Ross Dekle, Jud Moritz, and Chad Carpenter. SGB in Moultrie, Georgia, opened in 1928 and is led by Ross Dekle, Moultrie Region President and Moultrie native. SGB in Valdosta, Georgia, opened in 2010 and is led by Jud Moritz, Valdosta Region President and Valdosta native. SGB in Sylvester, Georgia, began as Sylvester Banking Company and merged with SGB in 2004. SGB in Tifton, opened as a loan production office in 2016 and will open a full service branch in 2018. Both offices are led by Chad Carpenter, Tifton and Sylvester Region President.