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Southwest Georgia Bank
Amanda Parr

Business Checking


Freedom Business Checking

An easy simple solution account with no balance requirement and limited items.  Ideal for sole proprietors, small office professionals and others who will value the simplicity and low cost. 


  • No Monthly Fee
  • No per item charge for the first 300 items, deposits and debits
  • Minimum opening deposit is $100
  • Account comes with Online Bill Pay, Online Banking, and Electronic Statements at no additional charge. 
  • Excess items are subject to a per item charge and paper statements can be obtained for a small monthly fee


Premier Business Checking

A market leading, interest bearing account for your business.  Moderate sized businesses and professional offices that maintain high balances will find this account an ideal business checking solution. 


  • $15 Monthly service fee unless you maintain a $10,000 minimum daily or $25,000 average collected balance
  • Minimum opening deposit is $100
  • Earns the Premier Rate
  • 600 free items per month, deposits and debits
  • Excess items are subject to a per item charge
  • Account comes with Online Bill Pay, Online Banking, and Electronic Statement or paper statements at no additional charge
  • Cash Management solutions can be added a la carte or as a suite


Commercial Checking

The perfect checking account for established businesses with high transaction volumes, large cash needs or fiduciary responsibilities. 


  • $15 Monthly service Charge
  • Minimum opening deposit is $100
  • No Minimum balance requirement
  • An earnings credit, based on the 13 week Treasury Bill less 25 basis points, can offset analysis charges and significantly lower the cost of the account
  • Account comes with Online Bill Pay and Online Banking
  • Electronic or paper statements available depending on preference
  • This account is on analysis and multiple commercial checking accounts can roll up into the analysis, ensuring that full credit is given for all balances
  • Cash Management solutions can be added a la carte or as a suite and the fees, included as part of the analysis charges, are offset by the earnings credit