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Southwest Georgia Bank

Cash Management

We provide you with all the financial tools you need to manage your business.

Focus on what really matters: your business.  Our Cash Management services can help your business operate effectively and efficiently.  SGB understands business banking is unique and that's why we've created a full suite of cash management services designed to help save your valuable time and money, reduce inconveniences, and keep your financial goals and objectives on track.  Cash Management services are contracted agreements with SGB.  Contact an SGB employee today to begin setting up your suite of services.

Cash Management Products and Services

Remote Deposit Capture
Processing checks should be convenient and easy.  Deposit checks at your business 24/7 with a desktop scanner and PC.


ACH Origination
Electronically submit ACH (Automated Clearing House) Credits and/or ACH Debits via your Business Online Banking.

Wire Transfers
Electronically submit domestic wire transfers via your Business Online Banking.

Merchant Card Services
SGB has partnered with SmartBizPay to bring you an array of options for debit/credit card processing.  Obtain more value from each transaction by developing new solutions to make transactions simpler, faster, safer and more rewarding.  Call 770-265-1450 to find out what our dedicated debit/credit card processing partner can offer you.

 Business Online Banking
Get up-to-the-minute information about your business accounts while enjoying the convenience of accessing those accounts when it suits your schedule.  You can also grant varying levels of account access and transaction capability to select employees as predetermined by you.  

Business Bill Pay
Provides sophisticated bill payment functionality designed specifically for your business by delegating payment tasks with extensive entitlement controls.  

Positive Pay
Reduce fraud by electronically sharing your check register with the bank.  We pay only the checks included on your list.